Legal Notice

Terms and Conditions of Use

This website is maintained by Newline Underwriting Management Limited and Newline Insurance Company Limited (collectively “NEWLINE”), subsidiaries of Odyssey Re Holdings Corp. (“OdysseyRe”). Your use of this website is subject to the terms and conditions set forth below. By accessing this website, you acknowledge that you have read and accept these terms and conditions.

Disclaimer of Warranty

This website has been prepared solely for the purpose of providing information about NEWLINE and its products and services. This website and the information provided herein, including any references to our products and services, are provided "as is," without any warranty or implied term of any kind. NEWLINE will make reasonable efforts to maintain accurate, reliable and current information on the website, but NEWLINE makes no warranty or representation as to the completeness or accuracy of the information contained on this website. You understand and acknowledge that this information may be incomplete, may contain errors or may have become out-of-date. NEWLINE makes no commitment, and expressly disclaims any duty, to update any such information contained on the website. NEWLINE reserves the right to add, modify or delete any information on this website at any time without notice.

Intellectual Property

The materials contained on this website, including its design and the images, information, and other content are the property of NEWLINE and are protected by copyrights, trademarks and other intellectual property and proprietary rights. No material from this website may be copied, downloaded, published, broadcast or distributed, in whole or in part, other than in connection with your business relationship with NEWLINE or for your own non-commercial reasons, without the express written consent of NEWLINE.

Safe Harbor

This website may from time to time contain information that may constitute forward-looking statements and such statements are made pursuant to the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance or achievements of NEWLINE to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Such factors include, among others, the following: the occurrence of catastrophic events with a frequency or severity exceeding or NEWLINE’s estimates; the lowering or loss of one of OdysseyRe's or NEWLINE’s financial or claims-paying ratings, including those of NEWLINE’S affiliates; changes in interest rates; changes in premium volumes; increased competition; regulatory and legislative changes; changes in loss payment patterns; changes in estimated overall adequacy of loss and loss adjustment expense reserves; changes in key management personnel; changes in general market or economic conditions; and other factors which are described in OdysseyRe's filings with the Securities and Exchange Commission.

Nothing in this website is intended to provide any investment recommendation, advice or service or to constitute an offer to buy or sell any securities or financial instruments.

Limitation of Liability

In no event will NEWLINE or any of its affiliates have any responsibility or liability to any party for any loss or damages of any kind arising out of or in any related to (i) your access to, or use of, this website, (ii) your failure to be able to access the website, or (iii) your reliance upon any of the information provided on this website.

Hyperlinks

This website provides links to other sites. Because those other websites are not under the control of NEWLINE, NEWLINE is not responsible for and cannot guarantee the quality, accuracy, or timeliness of those websites. You agree that you visit linked websites at your own risk and that it is your responsibility to take all necessary protective measures against viruses, worms and other items of a destructive nature. You acknowledge that the linkage to such websites does not represent or constitute an endorsement or adoption by NEWLINE of the views expressed, or of the products and services sold, on those websites. Questions about the content of those websites should be directed to their authors. If you would like to provide a hypertext link from your website to this website, please request our permission before doing so. To request such permission, send a message via e-mail to: marketingdepartment@odysseyre.com

Privacy

NEWLINE is committed to protecting your privacy. NEWLINE does not collect personally identifying information from visitors to this website unless provided by the visitor or the visitor's browser. NEWLINE has adopted policies to protect the confidentiality of your personal information and to limit access to those with a need to know. NEWLINE will not use information provided through your use of this website, except to respond to direct inquiries or to measure traffic and traffic trends at this website. NEWLINE does not provide or sell any of this information to third parties. NEWLINE does not currently use "cookies," i.e., files written to the visitor's computer that are used by some websites for record keeping or to remember certain information about visitors.

NEWLINE reserves the right to change its policy regarding cookies and the collection of information from visitors at any time without advance notice. Should any new policy be put into effect, NEWLINE will post it on this website, and the new policy will apply only to information collected thereafter. Any such policy will permit visitors to "opt out" of the collection of any personally identifying information.

Please also refer to our Privacy Policy.

Jurisdiction

These terms and conditions shall be governed by and construed in accordance with English law. You agree that any claim or dispute arising out of, in connection with or in any way involving your use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales. By your use of this website you irrevocably submit to the exclusive jurisdiction of the courts of England and Wales.